Top Ten Scariest Scams

Halloween is almost at its end, I think it already did because Halloween is celebrated on November 1 and not 2. So yeah, I am pretty sure you'd had your fright and scares and other things. But what could be more scarier especially now a days in the scams that are lingering everywhere in the society. For us, it might appear as a great deal but what we don't know, they could be taking more than what we are expecting. Here is the the top ten scariest scams that I had read from Lovemoney.com by Cliff D' Arcy. And I would even testify I had experience some of these scams that I almost would dig in. This would be a good guide for everybody especially Yuletide season is almost coming days from now.

(#1) Advance-Fee Fraud

When it comes to scams, advance-fee fraud is probably the oldest and most well-established confidence trick.

It's also one of the simplest: the conman asks you for money upfront and promises to hand you a much larger sum. One of the most common examples is the 'Nigerian 419' scam.

This involves an email - allegedly from a corrupt official or banker - offering you a share of a huge windfall in return for your help in smuggling these millions out of Nigeria or another country. After handing over various handling fees, bribes and customs duties, you sit back and await your £5 million.

Of course, this reward never arrives, leaving you hugely out of pocket.

(#2) Bogus Lotteries

This variation on advance-fee fraud starts with you receiving an email, fax or call informing you that you've won a major prize in a foreign lottery. In order to bag your treasure, you need to hand over fees to cover assorted administration and customs charges, insurance and taxes.

Of course, this is pure fantasy, as you don't win a lottery without first buying a ticket.

Also, genuine lotteries don't ask for any money upfront other than the ticket price. Unfortunately, lottery crooks usually target older people: four in five victims of this fraud are over 65.

Thus, if granny mentions that she's won a major lottery prize, make sure that it's coming from Camelot and not a fake lottery.

(#3) Boiler Rooms

Getting involved with a 'boiler room' share scam can lose you your life savings.

As with most scams, the boiler-room swindle is quite simple: scammers call or email investors to promote 'hot stocks' which they claim will prove to be the deal of a lifetime.

These must-have shares turn out to be worthless pieces of paper, offering ownership of imaginary, worthless or loss-making firms. Instead of earning bumper returns, boiler-room victims often lose every penny.

Surprisingly, many of those duped by boiler rooms are experienced investors, often with 20+ years of share-dealing behind them.

(#4) Cashback Fraud

This swindle (known as criminal cashback) works because cheques take longer to clear than electronic bank transfers.

It usually starts when you advertise something for sale, such as a car. A buyer agrees to pay your asking price, but sends you a cheque or banker's draft for a larger sum.

He then asks you to bank his cheque and send him a money transfer for the difference.

Sure enough, his cheque bounces a few days after your instantaneous money transfer has left your account. You're now out of pocket, often to the tune of £1,000 or more, and looking for a bogus buyer who's scarpered.

(#5) Gambling Syndicates

If you want to get taken for a ride, then pay to join a gambling syndicate which offers tips to help you beat the bookies.

Forking out for daily or weekly predictions for horse-racing or football results, or buying betting software, is simply throwing your money away.

One classic example of this mug's game was the KF Concept, operated by former cabbie Kevin Foster. Around 8,500 'investors' lost their cash when KFC was closed down by the Financial Services Authority (FSA). In 2005, Mr Foster was bankrupted with debts of £36 million and he was later charged with theft.

Needless to say, there is no sure-fire way of beating the bookies, although feel free to buy shares in Ladbrokes or William Hill if you want to benefit from betting...

(#6) Land Banking

This simple swindle involves selling small plots of land to property-obsessed Brits. Land-banking firms claim that the value of this land will rocket when it is sold to developers after planning permission is obtained.

Sounds feasible, right?

Sadly, investors soon find that all their £5,000+ has bought is a patch of a field in the middle of nowhere. Often, their square of grass is in a green-belt area and has zero chance of being built on or developed.

One notorious land-banker, United Kingdom Land Investments, was closed down by the FSA in June 2008, with 4,500 buyers nursing losses approaching £69 million.

(#7) 'Make a Million' Seminars

There are more 'get rich quick' schemes being advertised in the UK than you can shake a stick at. Typically, these seminars promise massive returns thanks to a fool-proof (but secret) way to buy shares or property.

These 'become a millionaire' schemes can indeed make you seriously rich, but only if you are selling them.

One infamous example is Inside Track, which dangled the dream of massive wealth to be made from buy-to-let investing. Inside Track's initial presentations were free, but its inner secrets were available only by paying £2,495 for a follow-up workshop.

As the property market started to tank in the summer 2007, Inside Track duly followed suit, going into administration in April 2008.

(#8) Phishing

Crooks send billions of spam emails with the intention of phishing: stealing your online banking details. Often, these unwanted messages pose as official messages from your bank or another financial organisation.

If you are conned into handing over your banking details and passwords, then spammers will use this information to hack into your online accounts and steal every penny.

So, don't open bogus emails and never click on their links. Instead, keep an eye on your Internet security.

(#9) Ponzi

In December 2008, Bernard Madoff made headlines all over the world when it was revealed that his apparently successful hedge fund was, in fact, a Ponzi scheme. Since the mid-Nineties, Madoff had been collecting money from new investors and using this money to pay bogus returns to his existing investors.

Pyramid schemes of this kind are often known as Ponzi schemes, after an American swindler named Charles Ponzi who claimed to use postal coupons in order to turn $100 into $150 within 45 days.

When his scheme was exposed as a con trick in 1920, Ponzi's victims lost millions of dollars and he went to jail.

(#10) Timeshare Scams

The timeshare market - buying holiday weeks in overseas properties - enjoys a reputation for sharp practices and hard selling.

This isn't helped by the huge number of frauds involving timeshares, often singling out British victims and carried out in Mediterranean countries, especially Spain.

In most cases, these timeshare tricks are just advance-fee fraud: conning people out of upfront fees in return for phony promises to find a buyer for timeshares. Naturally, once you've handed over your finder's fee, broker and buyer vanish and you've thrown good money after bad. Learn more about timeshare scams.

If these scams haven't raised the hairs on the back of your neck, then you're clearly a smart cookie, so well done!

New Things

I have an invisible counter from LinkfromBlog which i suppose you cannot see. Can you see it? Ill give a hundred dollars if you can. Ha ha! I just found that one funny cause maybe I'm just too ignorant to have such counter being invisible. Anyways, yeah my friend invited me from this new blog thingy page, which of course helps advertisers create a link for different agenda. Of course the main purpose of this website is to advertise which you my blog is entitled. So people out there, you can advertise on blogs, just in case you wanted to. =)

Google Mispelled?

I am not sure if all of you has observed the largest search page site having two L's. Well question no more, I found the site that gave the explanation for this error. Got this one from Telegraph.co.uk.

Googlle: Google releases misspelt logo to mark 11th anniversary

The search giant's name appeared with an extra letter "l" on its home page on Sunday, a change that did not escape the notice of the internet.

Within hours of the new logo going live, "why is google spelt wrong" and "why does google have two ls" were two of the most popular search phrases on the web.

Google was formed by Larry Page and Sergey Brin 11 years ago this month – in September 1998 – and the company has in the past altered its doodle to celebrate its own anniversaries.

For its tenth birthday last year the first letter "o" in Google was replaced with a cupcake.

Google has always used its logo as a way of commemorating important historical dates and major world events, but has become increasingly playful in recent weeks.

Last week Google put paid to speculation about the meaning of three "unexplained phenomena" doodles by admitting that they were designed to commemorate the 143rd birthday of the novelist HG Wells.

The first mysterious Google doodle appeared on September 5, and showed a flying saucer hovering over the Google logo and "abducting" the letter "O".

On September 15, a second Google doodle appeared, showing a flying saucer hovering over a field. The Google logo was spelt out as series of crop circles, and clicking on the doodle produced a list of web pages related to crop circles.

The third doodle, on September 21, featured a scene from Wells's book War of the Worlds.

Blog Directory

Emily Rose, A Continuation

I was roaming around in the internet due to no calls for quite a long time. So i bumped in to this article which i got interested with. So i decided to share it to you. Just click on the title to redirect you to the page where i was able to read it. Enjoy reading



A Soul Possessed The True Story of the Excorcism of Emily Rose

written by Connie Corder

The number one box office hit in the USA in 2005 was The Exorcism of Emily Rose. Appealing to lovers of the paranormal, the movie portrayed a young girl possessed by demons and entailed her suffering and the many exorcism rites she'd endured to be freed.
Even with it's status as a number one hit, the movie rated mixed reviews teetering from spine tingling to dull. The movie also fell short of the reported facts, but whether you like or dislike the movie, the fact that it is based on a true horrifying experience of a young woman, has to leave an impression!


The real Emily Rose, Anneliese Michel was a young, beautiful woman on her way to a career in elementary education. She was born on September 21, 1952, in a small village in Bavaria.

Raised in Klingenberg am Main, Germany, her father operated a sawmill and the family was devout Catholic's. Anneliese had a seemingly normal childhood and as she grew older Anneliese became deeply religious.
At the young age of 17, Anneliese's life turned into a nightmare. She began having unusual seizures during the night, she'd described the symptoms as paralysis, a enormous weight on her chest, her body becoming rigid and she wouldn't be able to speak.
Doctors at the Psychiatric Clinic in Wurzburg diagnosed Anneliese as suffering from Grand Mal epileptic seizures. After the occurrence of her third seizure, she spent close to a year in a psychiatric hospital in Mittleberg.
During her stay at the hospital, she started seeing demonic faces, especially during her daily prayers and voices telling her that she was damned. Doctors there began to medicate her with some type of anticonvulsant. Anneliese's frustrations grew when the medications didn't provide any help, she continued to see the faces and became more depressed.

Once released, Anneliese returned to high school in the fall of 1970, she graduated and then moved to the city to attend the University of Wurzburg on a scholarship in 1973 and majored in elementary education.
Convinced that medication wasn't going to help her condition, she grew to believe that it was a spiritual infliction. She requested that the church perform an exorcism, but they refused to do so and the church suggested that she should devote herself to a more religious life.
Anneliese's ailments continued to get worse, she began self mutilation, would bite family members, ate flies, coal and spiders and even bit the head off of a dead bird. She had also began to rip her clothes off, would bark like a dog for days at a time and would urinate in the floor and lick it up.
She'd began sleeping on a stone floor at her parents house to pay penance, atoning for the sins of others had been a part of Anneliese's life for years. She'd also began destroying any religious symbols, rosaries, crucifixes and paintings of Jesus.
After five years into her horrible ordeal, her parents started seeing numerous priests and requesting an exorcism and met only with suggestions that treatment and medication be continued.
The church has certain requirements that have to be met before approving of an exorcism, including supernatural powers, speaking in other languages and an adverse reaction to any religious objects.
After finally declaring Anneliese demon possessed in September of 1975, Josef Stangl, the Bishop ordered an exorcism be preformed and Pastor Ernst Alt and Father Arnold Renz were given the assignment.
Several demons were said to have taken possession of Anneliese's body, among them were Hitler, Cain, Nero, Judas, Legion, Belial and Lucifer. The exorcisms began in September and continued through the end of June in 1976.
For ten months the rites were performed once or twice weekly and sometimes continued for four hours at a time. In many of these sessions, Anneliese would have strong attacks and have to be held or chained down. During the rites Annaliese would speak with a demonic voice in several different languages, including some that have died out years ago.
Anneliese's health began to deteriorate, during the ten months the rites were being performed she'd refused to eat, saying the demons wouldn't let her. She'd also ruptured both her knee caps from performing approximately 600 genuflections - the process of dropping to your knees repeatedly.
During this time she'd gave a written letter to the priest, stating that she no longer wanted to continue with the exorcisms. She told of the Virgin Mary coming to her and offering her two choices - to have immediate freedom from the demons or to let the possession continue for a while longer to reveal the danger and power of demons to the whole world and save souls.
She was also told that before her death she would be free of the demons and would die in grace. Anneliese decided to remain possessed and stopped the exorcisms. She also predicted the time of her own death.
At midnight on July 1, 1976, the exact day she'd predicted, Anneliese went to sleep, finally at peace and never woke up. She'd came down with pneumonia, was running a fever, in the last ten months of her life the fasting had taken it's toll.

The autopsy report confirmed that she died of malnutrition and dehydration. A beautiful young woman, that had became almost unrecognizable weighing at just 68 pounds! None of the tests performed during the autopsy, including a microscopic study of the brain, resulted in any reasons for the cause of the seizures.
An investigation concluded that Anneliese had literally starved to death and that if she'd been force fed she would still be alive. Both her parents, the pastor and the priest were all charged with negligent homicide and the trial started in March of 1978.
Despite the introduction of several sessions recorded on tape, all four were found guilty. The sentences of six months probation, were more than expected by the people, but more than the prosecution had asked for. The prosecution wanted to impose fines on the priests and although, he wanted the parents to be found guilty he didn't want to impose any punishments on them!
Right before the trials began, Anneliese's parents had asked that her body be exhumed. A Carmelite nun had sent them a message of a vision she'd had, in which she said that the body had not deteriorated and would provide proof that it was a supernatural case.

With the excuse that they'd had to hurrily bury their daughter in a cheap coffin and wanted to transfer the body to a nicer one, they were granted permission to exhume Anneliese. Although, the parents nor the priests were allowed to view the body and no pictures have been released to the public. It was said that the body had decayed just like any other body.
On February 25, 1978, the body was exhumed and transferred to a new coffin made of oak and lined with tin. Buried only 100 feet from the house she grew up in, Anneliese's grave is often visited.
The case became the the last time the Catholic Church officially recognized demonic possession and granted an exorcism. In her last words to the priests, Anneliese warned them to "Beg for absolution".
And, a dying child's last words to her mother was...."Mother, I'm afraid"